ALBANY, N.Y. (NEWS10) — A new report by Doxo Insights shows the average amount residents spend on household bills per month. The report includes specific cities and towns in the Capital Region, as well as a breakdown of the most common monthly bills.

According to the report, Saratoga Springs residents spend the highest amount on household bills in the area at $2,456 per month. Hudson Falls residents pay the least at $1,542 per month.

The national average for monthly bill costs is $2,003. Some residents in the Capital Region spend over that amount, while others do not. Among all the cities and towns, the most common bill residents pay is on an auto loan. Following closely in second is a cell phone bill.

Out of the cities and towns in New York State, Albany is ranked 166 out of 245 for monthly household bills. Albany residents spend an average of $2,188 per month.

According to Doxo Insights, Albany residents spend an average of:

  • $1,400 per month on a mortgage payment
  • $1,009 per month on rent
  • $413 per month on an auto loan
  • $331 per month on car insurance
  • $311 per month on utilities
  • $95 per month on health insurance
  • $71 per month on life insurance
  • $86 per month on cable and satellite
  • $105 per month on a cell phone
  • $102 per month on an alarm and security system

Here are the towns and cites of the Capital Region ranked by how much residents pay monthly on household bills. The chart only has municipalities included in the report.

RankMunicipalityAverage monthly household bills
1Saratoga Springs$2,456
2Mechanicville$2,387
3Ballston Lake$2,364
4Clifton Park$2,320
5Delmar$2,236
6Schenectady$2,196
7Albany$2,188
8Cohoes$2,181
9Gansevoort$2,166
10Rensselaer$2,153
11Latham$2,127
12Ballston Spa$2,103
13Watervliet$2,018
14Troy$1,972
15Saugerties$1,970
16Queensbury$1,951
17Amsterdam$1,797
18Glens Falls$1,716
19Hudson$1,691
20Gloversville$1,677
21Hudson Falls$1,542

The complete breakdown of households bills by location can be found on the Doxo Insights website.