ALBANY, N.Y. -- Tuesday could kick off a big day for healthcare in the state with the first day of enrollment for the NY State of Health, under the Affordable Care Act.
The New York plan, "New York State of Health", will begin open enrollment Tuesday and those who sign up before December 15, 2013 will be covered by January 1, 2014.
NY State of Health is an organized marketplace designed to help people shop for and enroll in health insurance coverage and on Tuesday an estimated 280,000 uninsured central New Yorkers will be able to enroll in plans provided by the organization. However, many New Yorkers are confused about if they qualify, how to enroll, and how much it will cost them.
Are you eligible?
Individuals and small businesses with less than 50 employees are eligible. Even those who already have coverage through their employer can opt out and choose the NY Marketplace; however most of the time the employer provided plan will be more affordable.
How to enroll?
New Yorkers can sign up online or seek out a "navigator," people placed throughout the community to help you choose what plan is best for you and help you enroll. Contact Community Health Advocates at (888) 614-5400 or email@example.com for help with finding, keeping, and using health insurance in New York State.
How much will it cost?
The cost of the plan will depend on what county individuals reside in. But, one example would be for a family of four in Albany County that makes 60k a year, the average plan would cost about $400 a month.
Coverage will not begin until January 1, 2014 and if you are uninsured, you have to sign up by law or pay a penalty of $95 or 1 percent of your income when tax time comes.
Find out more about the NY State of Health: The Official Health Plan Marketplace HERE.
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